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Here’s all you need to know about paul buschmannThere is a great deal of information both in print and on the Internet about paul buschmann and some is good while some is not very good. It’s difficult to tell just what information is valid and of real value. We have spent a great deal to time and research in locating the very best paul buschmann web sites available. As you spend a few minutes with us you will see that we have a very comprehensive index of paul buschmann information and any question you have can be answered here. We know that your time is valuable and have made this paul buschmann resource site easy to navigate. If you have not already clicked the links in the middle of this page for more paul buschmann information we invite you to do so now. You will find them most valuable and the paul buschmann sources guarantee your satisfaction. Just in the event that the sites in the middle of this page are not exactly what you want, then please scroll down the paul buschmann links on the left side of the page and we are absolutely certain you will have every paul buschmann question answered. Stop Collection Agency Harassment by: Susan Chana Lask, Esq.
Owing a debt does not automatically subject you to harrassing, threatening and other inappropriate collection agency behavior. Some collection agencies go too far with what I call "renegade collectors" they will repeatedly call you at your home and/or business, threaten to send a marshall over to serve you with lawsuit papers or send intimidating letters, appearing to come from an attorney or law firm, stating that you will lose your car, wages and other property if you do not pay your debt! It does not matter that you failed to pay a debt or that you can not afford to pay your debt at this time no one should intimidate, threaten or harrass you or coerce you to give out personal or financial information. Inappropriate collection procedures can intimidate you into paying for costs that may not even be your responsibility.You are protected by the law from innapropriate collection procedures. The Federal Fair Debt Collection Practices Act, the New York City Consumer Protection Law Regulation 10 and New York State Statute, General Business Law, Article 29-H, (the "State Statute") all prohibit threatening, harrassing and intimidating collection procedures. For instance, the State Statute prohibits a collection agent from (a) threatening to communicate with your employer prior to that agent obtaining a judgement against you, (b) communicating with your family or household at such frequency or at such unusual hours as can reasonably be expected to be abusive or harrassing, or (c) simulating any legal or judicial process or appearing to be authorized, issued or approved by the government or an attorney to collect a debt. Also, if the collection agent sends you a letter demanding you pay without the reuired notice under the federal law regarding your confidentiality, your rights to dispute the debt an dgiving you the appropriate 30 days to respond, then the debt collector is automatically liable to you for any damages plus three times the amount of your damages. Each violation of the State Statute is a seperate misdemeanor offense. You can file charges with the State Attorney General or your County District Attorney and also request a restraining action against the collection company to stop it from continuing abuse and harrassment. If you feel abused or harrassed by a collection agency, call that agency and get the name and address of the owner/president. Send your written complaint, by certified mail, return receipt, to the owner/president and include in your letter that you "believe that agency is violating the Federal Fair Debt Collection Practices Act and other state and local laws and that you will (a) file complaints with the Attorney General or the District Attorney's office (subjecting the collection company to misdemeanor charges) and (b) request a restraining action against the collection agency." If the collection company continues to abuse and harrass you, then go ahead and file your charges and complaints . This article is certainly not all inclusive and is intended only as a brief explanation of the legal issue presented. Not all cases are alike and it is strongly recommended that you consult an attorney if you have any questions with respect to any legal matters. Any questions and/or comments with respect to this topic or any other topic, contact: http://www.appellate-brief.com Law Offices of Susan Chana Lask
Susan Chana Lask, Esq. c 2004
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