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While the threat from hackers is low for individuals, a more serious threat to personal privacy comes from unscrupulous mortgage calculators companies that operate websites for quick quids. Many mortgage calculators sites require you to register before you can use its services. Often you must provide personal information, such as your name, street address, and e-mail address. Then as you browse the site, data is collected as to which pages you visited, how long you remained on each page, the links you clicked, what terms you searched, and so on. After a number of visits to the site, a personal profile emerges. The question is, what do mortgage calculators site operators do with this information? Most claim that they use it to personalize your experience on the site. For instance, if a mortgage calculators site learns that you are interested in mortgage calculators, the next time you visit the site, you might be presented with an article or advertisements for that and related products. But some mortgage calculators websites sell this information to marketers, which means that you may find yourself receiving unwanted catalogs from garden suppliers. Our preferred retailer does not do this. ing And Witnessing Your Will by: News Canada
(NC)-Signing and witnessing is critical to the legal validity of your Will and requirements differ from province to province. Witnesses You and your two witnesses sign the document in each other's presence and also initial each page. Neither your beneficiaries (someone who benefits from your Will) nor their spouses should be witnesses. As one or both witnesses may be called upon to give evidence as to the execution of your Will, they should be residents of Canada. It is recommended that your witnesses be younger in age than you. In addition, a document required for the "probate" of the Will (called an affidavit of execution) should be signed and sworn by one of the witnesses, shortly after the Will is signed. A Regular Review Once you have drafted your Will, don't allow it to become outdated. A Will drafted a few years ago reflects your thinking and lifestyle at that time. Consider what may have changed:
If you do not have a Will, or if your Will has not been updated recently, perhaps it is time to meet with a lawyer and get the job done. Take the first step; call Ontario March of Dimes toll-free at 1-800-263-3463 x 383 for a free copy of "My Personal Organizer" - a handy estate planning tool.
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