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If you're still reading and haven't visited the education links yet, let me reveal how this web site happened. I was finding it extremely difficult getting the exact info I was looking for, I know some sites do have it, like the education sites I listed above, but mostly web sites don't offer to the exact thing. Instead of searching the web and going from one education website to the next I thought I'd create my own education site, and it's obvious I've only just made a start on it. Right now I haven't really got the content I want compiled, which is why I've listed these other, more established education sites. One day soon this will be the best place to visit to find information or buy. Until then you'll have to be satisfied with the education listings. How Pre-Settlement Lawsuit Funding Works by: Afra AmirSanjari
An injured person contacts a company that offers pre-settlement lawsuit funding, sometimes at the suggestion of an attorney. The finance company contacts the lawyer who is handling the case, and obtains information about the case. Based upon that information provided, the loan company estimates the value of the likely eventual settlement or verdict, and offers a cash advance to the injured person based upon that estimate. The fee may be a flat fee, or a monthly fee that accrues each month the loan is outstanding. When the case settles, or the defendant pays after losing in court, the loan and associated fees are paid to the finance company. These advances are offered as non-recourse funding, which means that an injured person has no obligation to repay if the lawsuit is lost. Similarly, if the ultimate settlement or verdict is smaller than anticipated, the amount that must be repaid never exceeds the amount of the injured person's share of that verdict or settlement. For legal reasons, these advances are not characterized as loans. Amounts available vary significantly, depending upon the nature of the case and the company involved. Many companies offer pre-settlement funding amounts between $500 and $25,000. A few offer amounts up to $100,000. Fees also vary depending upon the company and the type of case. Some companies will fix the fee for the advance up front. Others will charge a monthly fee for each month between the time the funding is issued and when it is repaid, sometimes as high as 15% per month.
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