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The Internet abounds with all sorts of information on low closing costs, but unless you can be reasonably sure of its source and accuracy, be wary. For example, information about low closing costs posted in Internet newsgroups can be flawed. Even if the low closing costs document contains great technical detail, there is often no hard evidence to back up the claims. Don't make the mistake of accepting gossip as truth, which may prove to be professionally and financially embarrassing. While embarrassment is rarely fatal, more serious consequences can result from following low closing costs advice posted in newsgroups or on websites. While someone may be well-meaning in offering the information, can you trust it? Is this person a low closing costs consumer who has actually purchased and used the products or are they just an opinionated individual? Or are they a competitor? The legal fiction of common law marriage by: Johnette Duff
During a radio-talk show appearance, a caller told me about his unfortunate brush with the legal fiction of common-law marriage. He had been living with a woman for several weeks when he came home one evening to find the woman, his TV and assorted other property missing. He called the police, who mistakenly informed him that the woman was his common-law wife and so they couldn't help him. What qualifies as a common-law marriage? Take your pick:
Chances are you picked the third answer, but all three response are equally wrong. A common misconception is that the length of cohabitation creates common-law status. This is not true. Three elements are necessary and none relate to a time-frame. A couple must
The agreement in the second element does not have to be written; it can be implied by the behavior of the parties. Signing leases as husband and wife or filing joint income tax returns are examples of the proof used to imply a common-law marriage. In the example above, the police, as are most people, were woefully misinformed. Alabama, Colorado, Georgia, Idaho, Iowa, Kansas, Montana, New Hampshire, Oklahoma, Rhode Island, South Carolina, Texas, Utah and D.C. recognize common-law marriages. Ohio repealed its recognition in 1992. Pennsylvania has just now abolished it. Other states may recognize an informal marriage if it was originally contracted within one of these states. In the past, common-law marriage was often seen on the lower socio-economic rungs of the ladder. However, celebrities often make the news with claims by their live-ins of this status. If you are concerned about your own status, contact an attorney in your state for more information.
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