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Identity Theft Scams

 by: James H. Dimmitt

Identity Theft scams continue to flourish on the web. One that you need to be aware of and beware of is any site that seems to be selling high-demand items (digital cameras for instance) at a much lower (almost unbelievable) price than you can find on other sites or the manufacturer's site.

Often the victim's are told to pay nothing until they receive the merchandise. The person behind the scam uses the victim's name and a credit card number belonging to another person to purchase the item at a legitimate site.

Once the item is shipped, the victim then authorizes his credit card to be billed or sends payment directly to the scammer. The scammer has now put you in the position of being in receipt of stolen merchandise while they get away with your money.

Another scam that still seems to be working is being contacted through e-mail by someone claiming to be from your credit card company, your internet service provider, Paypal, or Ebay.

The scammer will send a message stating that your account information needs to be verified because their files were hacked into, their database crashed or they believe that someone has tried to steal your account information and they want to verify your information in order to protect your account. The con artist then uses the information supplied to "verify" your account to run up fraudulent charges.

NEVER give personal information to a company, such as AOL or Ebay, that already has it. If you are suspicious about being contacted, contact the company yourself before giving out any personal information.

About The Author

© 2003, Your Free Credit Report Now

Author: James H. Dimmitt.

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