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The Web has evolved into a global electronic publishing medium and increasingly, a medium for conducting electronic commerce in areas such as divorce. Electronic commerce means that you can purchase divorce products online.

One of the major downsides of the Internet is that ignorant people may pose as quasi-experts. If someone states they are a divorce authority then that statement is certainly open to dispute. Organizations who specialize in the production and marketing of divorce are more likely to know what they are doing then a quasi divorce expert.

We have devoted a lot of time and resources to locating the most reliable divorce suppliers from a large list of divorce websites. If you click on the links and banners of this page then you'll enter the most appropriate area for divorce purchases.

Lawsuit Loans

 by: Wensley McKenney

Lawsuit Loans which are also known as pre settlement cash advances allow a financially strapped plaintiff to access a portion of their future legal settlement to pay today's necessary living expenses. Personal Injury and worker compensation lawsuits can take years to resolve and large insurance companies have the financial strength to legally delay the process which can financial ruin an injured claimant who is looking for a fair settlement offer.

Companies like Global Financial (http://www.glofin.com) offer cash advances against all types of Personal Injury & Worker Compensation claims. It works like this: Global Financial will review the merits of an applicant's legal claim and determine the chance & size of a financial recovery. They then offer the claimant a small percentage of the total value of their claim in return for an assignment of a portion of the potential future proceeds in the claim. If there is no financial recovery from the claim then the funding company receives nothing. This makes lawsuit loans very risky and actually a venture capital investment rather than an actual loan as the names suggests.

The fees charge by lawsuit loan companies can vary dramatically but it is usually best to stick with the larger companies, like Global Financial (http://www.glofin.com) because they work on larger volumes and lower pricing. Usually a funding company will charge either a monthly fee or a flat fee depending on the risk associate with the claim.

It is my personal opinion that a claimant should ask themselves one question before applying for a cash advance against their pending claim. Will the advance that I receive pay immediate and necessary living expense? If the answer is yes then you should accept a cash advance and continue with your legal claim. If the answer is no then it might be wise to hold off and wait before applying for a lawsuit loan or cash advance against your pending claim. In addition, a lawsuit loan may be a very important tool when the defendant's insurance carrier decides to make a low ball offer for settlement in the claim. You can then use a lawsuit loan as a financial tool to say no to the low ball offer and have the financial strength to wait for a higher and fairer settlement.

Lawsuit Loans have been trademarked by Global Financial as "Lawsuit Insurance" because they offer insurance like protection to plaintiffs in the event that their claim is unsuccessful. If a plaintiff takes a cash advance against their pending legal claim and their claim is unsuccessful then they get to keep the money that was advanced to them. Thus the cash advance guarantees that their claim will be financially successful either by way of the cash advance or by way of settlement or judgment.

About The Author

Wensley McKenney is a graduate of Tulane University and has 15 years of experience in the financial and legal fields.

Lawsuit Insurance is a trademark of Global Financial Credit, LLC, http://www.glofin.com

wensley@glofin.com

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